Digital transformation is the evolution of business activities, processes, competencies, and models to fully leverage the opportunities and capabilities of new digital technologies. Modern businesses, including SMBs, are under considerable pressure to grow and improve by implementing new technologies to achieve digital transformation. The goal is to bring customers, partners, and suppliers together in real time and empower employees to maximize their productivity. This includes dealing with the financial side of digital transformation, and exploring how to finance and manage the IT estate to enable future growth and the gains it delivers.