Open, embedded, modular, and on a platform: The opportunities of Banking as a Service

Open banking, embedded finance, modular banking, banking as a platform. Fluid terms in a dynamic space. Underpinning and broadly unifying that space is another term: Banking as a Service (BaaS).

This report aims to guide banks and fintech companies in their business decisions as providers and distributors of BaaS. It is divided into three parts:
 

• Part one explores the relationship between BaaS and open banking and how it connects with embedded finance. 
• Part two looks at an aggregated approach to BaaS as it evolves into hosted marketplaces and ecosystems via modular banking and Banking as a Platform. 
• Part three examines how banks and fintech companies can enable BaaS at scale.

Download the report to learn more!